Call reports 2022
BANK OF MONTICELLO — 2022
What BANK OF MONTICELLO reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 140,748,000 | 132,425,000 | 133,163,000 | 141,804,000 |
| Total loans | 81,390,000 | 83,902,000 | 88,367,000 | 87,872,000 |
| Allowance for loan losses | 944,000 | 917,000 | 925,000 | 909,000 |
| Securities available for sale | 36,773,000 | 35,974,000 | 35,845,000 | 35,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,098,000 | 118,884,000 | 120,218,000 | 127,663,000 |
| Interest-bearing deposits | 95,394,000 | 96,682,000 | 96,369,000 | 100,941,000 |
| Noninterest-bearing deposits | 28,704,000 | 22,202,000 | 23,849,000 | 26,722,000 |
| Equity capital | 12,724,000 | 11,422,000 | 10,867,000 | 11,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,169,000 | 2,422,000 | 3,783,000 | 5,247,000 |
| Interest expense | 144,000 | 269,000 | 419,000 | 645,000 |
| Net interest income | 1,025,000 | 2,153,000 | 3,364,000 | 4,602,000 |
| Noninterest income | 87,000 | 187,000 | 295,000 | 392,000 |
| Noninterest expense | 652,000 | 1,312,000 | 1,951,000 | 2,751,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 460,000 | 1,028,000 | 1,708,000 | 2,243,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 460,000 | 1,028,000 | 1,708,000 | 2,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,458,000 | 14,828,000 | 15,409,000 | 15,946,000 |