Call reports 2021
BANK OF MONTICELLO — 2021
What BANK OF MONTICELLO reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 133,147,000 | 140,683,000 | 134,205,000 | 143,385,000 |
| Total loans | 80,209,000 | 77,842,000 | 77,859,000 | 75,943,000 |
| Allowance for loan losses | 984,000 | 970,000 | 970,000 | 965,000 |
| Securities available for sale | 32,622,000 | 34,339,000 | 35,296,000 | 36,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,894,000 | 120,838,000 | 113,986,000 | 122,919,000 |
| Interest-bearing deposits | 90,863,000 | 96,037,000 | 93,972,000 | 98,285,000 |
| Noninterest-bearing deposits | 23,031,000 | 24,801,000 | 20,014,000 | 24,634,000 |
| Equity capital | 14,219,000 | 14,837,000 | 15,260,000 | 15,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,500,000 | 2,783,000 | 3,939,000 | 5,106,000 |
| Interest expense | 178,000 | 334,000 | 490,000 | 638,000 |
| Net interest income | 1,322,000 | 2,449,000 | 3,449,000 | 4,468,000 |
| Noninterest income | 72,000 | 170,000 | 267,000 | 361,000 |
| Noninterest expense | 610,000 | 1,232,000 | 1,862,000 | 2,648,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 784,000 | 1,388,000 | 1,855,000 | 2,182,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 784,000 | 1,388,000 | 1,855,000 | 2,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,130,000 | 14,535,000 | 14,904,000 | 15,229,000 |
Machine access — free, no API key
Every figure shown here about BANK OF MONTICELLO — 2021 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.