Call reports 2008
BANK OF MONTICELLO — 2008
What BANK OF MONTICELLO reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 79,514,000 | 81,990,000 | 78,962,000 | 81,867,000 |
| Total loans | 53,615,000 | 56,201,000 | 57,325,000 | 56,877,000 |
| Allowance for loan losses | 706,000 | 660,000 | 717,000 | 691,000 |
| Securities available for sale | 19,533,000 | 19,973,000 | 17,273,000 | 16,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,700,000 | 65,240,000 | 63,289,000 | 66,163,000 |
| Interest-bearing deposits | 54,171,000 | 57,592,000 | 56,039,000 | 58,636,000 |
| Noninterest-bearing deposits | 7,529,000 | 7,648,000 | 7,250,000 | 7,527,000 |
| Equity capital | 8,922,000 | 8,959,000 | 7,935,000 | 7,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,311,000 | 2,624,000 | 3,945,000 | 5,196,000 |
| Interest expense | 611,000 | 1,161,000 | 1,658,000 | 2,135,000 |
| Net interest income | 700,000 | 1,463,000 | 2,287,000 | 3,061,000 |
| Noninterest income | 87,000 | 172,000 | 269,000 | 366,000 |
| Noninterest expense | 426,000 | 807,000 | 1,333,000 | 1,776,000 |
| Provision for loan losses | 16,000 | 16,000 | 16,000 | 80,000 |
| Pretax income | 361,000 | 825,000 | 54,000 | 389,000 |
| Income tax | 0 | 0 | 0 | 6,000 |
| Net income | 361,000 | 825,000 | 54,000 | 383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,928,000 | 9,283,000 | 8,419,000 | 8,259,000 |
| Total capital | 9,634,000 | 9,943,000 | 9,136,000 | 8,950,000 |
| Risk-weighted assets | 67,743,000 | 71,189,000 | 71,050,000 | 71,363,000 |
Machine access — free, no API key
Every figure shown here about BANK OF MONTICELLO — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.