Call reports 2011
COMMUNITY CAPITAL BANK — 2011
What COMMUNITY CAPITAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Total assets | 185,123,000 | 181,226,000 | 165,291,000 |
| Total loans | 141,086,000 | 135,556,000 | 125,801,000 |
| Allowance for loan losses | 2,754,000 | 2,431,000 | 2,350,000 |
| Securities available for sale | 1,465,000 | 82,000 | 75,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 168,841,000 | 166,228,000 | 157,808,000 |
| Interest-bearing deposits | 157,261,000 | 155,109,000 | 147,507,000 |
| Noninterest-bearing deposits | 11,580,000 | 11,119,000 | 10,301,000 |
| Equity capital | 4,524,000 | 3,244,000 | 1,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Interest income | 1,730,000 | 3,457,000 | 5,631,000 |
| Interest expense | 760,000 | 1,503,000 | 2,174,000 |
| Net interest income | 970,000 | 1,954,000 | 3,457,000 |
| Noninterest income | 1,036,000 | 1,548,000 | 1,352,000 |
| Noninterest expense | 2,122,000 | 4,554,000 | 7,012,000 |
| Provision for loan losses | -103,000 | 190,000 | 392,000 |
| Pretax income | -13,000 | -1,216,000 | -2,569,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -13,000 | -1,216,000 | -2,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Tier 1 capital | 4,400,000 | 3,196,000 | 1,843,000 |
| Total capital | 6,144,000 | 4,881,000 | 3,429,000 |
| Risk-weighted assets | 138,526,000 | 134,324,000 | 126,117,000 |