Call reports 2002
COMMUNITY CAPITAL BANK — 2002
What COMMUNITY CAPITAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Total assets | 15,980,000 | 21,750,000 |
| Total loans | 5,609,000 | 15,376,000 |
| Allowance for loan losses | 60,000 | 155,000 |
| Securities available for sale | 261,000 | 777,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 6,833,000 | 12,824,000 |
| Interest-bearing deposits | 4,753,000 | 10,097,000 |
| Noninterest-bearing deposits | 2,080,000 | 2,727,000 |
| Equity capital | 9,135,000 | 8,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Interest income | 125,000 | 315,000 |
| Interest expense | 43,000 | 83,000 |
| Net interest income | 82,000 | 232,000 |
| Noninterest income | 1,000 | 4,000 |
| Noninterest expense | 868,000 | 1,175,000 |
| Provision for loan losses | 60,000 | 155,000 |
| Pretax income | -845,000 | -1,094,000 |
| Income tax | 0 | 0 |
| Net income | -845,000 | -1,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Tier 1 capital | 9,135,000 | 8,886,000 |
| Total capital | 9,195,000 | 9,041,000 |
| Risk-weighted assets | 8,570,000 | 19,600,000 |