Call reports 2024
WEST TOWN BANK & TRUST — 2024
What WEST TOWN BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Total assets | 471,668,000 | 511,574,000 | 518,401,000 |
| Total loans | 405,357,000 | 440,369,000 | 424,478,000 |
| Allowance for loan losses | 7,310,000 | 7,915,000 | 7,660,000 |
| Securities available for sale | 22,028,000 | 21,819,000 | 1,019,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 402,392,000 | 404,600,000 | 453,930,000 |
| Interest-bearing deposits | 325,057,000 | 329,636,000 | 364,284,000 |
| Noninterest-bearing deposits | 77,335,000 | 74,964,000 | 89,646,000 |
| Equity capital | 57,262,000 | 58,101,000 | 61,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Interest income | 8,812,000 | 17,865,000 | 27,628,000 |
| Interest expense | 3,665,000 | 7,432,000 | 11,556,000 |
| Net interest income | 5,147,000 | 10,433,000 | 16,072,000 |
| Noninterest income | 571,000 | 2,080,000 | 3,430,000 |
| Noninterest expense | 4,038,000 | 8,204,000 | 13,602,000 |
| Provision for loan losses | 400,000 | 2,050,000 | 1,850,000 |
| Pretax income | 1,280,000 | 2,259,000 | 4,050,000 |
| Income tax | 317,000 | 559,000 | 699,000 |
| Net income | 963,000 | 1,700,000 | 3,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Tier 1 capital | 56,467,000 | 57,156,000 | 58,691,000 |
| Total capital | 61,509,000 | 62,466,000 | 63,904,000 |
| Risk-weighted assets | 401,093,000 | 422,216,000 | 414,649,000 |