Call report 2023Q4
WEST TOWN BANK & TRUST — 2023Q4
The 22 measures WEST TOWN BANK & TRUST reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 501,285,000 | USD | evidence → |
| Total loans | 400,154,000 | USD | evidence → |
| Allowance for loan losses | 6,936,000 | USD | evidence → |
| Securities available for sale | 22,668,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 440,300,000 | USD | evidence → |
| Interest-bearing deposits | 345,509,000 | USD | evidence → |
| Noninterest-bearing deposits | 94,791,000 | USD | evidence → |
| Equity capital | 56,514,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,180,000 | USD | evidence → |
| Interest expense | 10,388,000 | USD | evidence → |
| Net interest income | 20,792,000 | USD | evidence → |
| Noninterest income | 10,987,000 | USD | evidence → |
| Noninterest expense | 16,656,000 | USD | evidence → |
| Provision for loan losses | 1,245,000 | USD | evidence → |
| Pretax income | 13,878,000 | USD | evidence → |
| Income tax | 3,098,000 | USD | evidence → |
| Net income | 10,732,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 55,571,000 | USD | evidence → |
| Total capital | 60,516,000 | USD | evidence → |
| Risk-weighted assets | 393,650,000 | USD | evidence → |