Call reports 2018
WEST TOWN BANK & TRUST — 2018
What WEST TOWN BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 329,548,000 | 304,038,000 | 308,497,000 | 261,336,000 |
| Total loans | 285,471,000 | 261,970,000 | 251,358,000 | 212,439,000 |
| Allowance for loan losses | 3,395,000 | 3,280,000 | 3,300,000 | 3,000,000 |
| Securities available for sale | 6,507,000 | 6,376,000 | 10,710,000 | 11,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,975,000 | 209,732,000 | 220,479,000 | 197,011,000 |
| Interest-bearing deposits | 188,304,000 | 175,563,000 | 179,364,000 | 163,489,000 |
| Noninterest-bearing deposits | 41,671,000 | 34,169,000 | 41,115,000 | 33,522,000 |
| Equity capital | 37,060,000 | 35,537,000 | 34,474,000 | 32,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,118,000 | 8,602,000 | 12,830,000 | 16,827,000 |
| Interest expense | 861,000 | 1,729,000 | 2,593,000 | 3,542,000 |
| Net interest income | 3,257,000 | 6,873,000 | 10,237,000 | 13,285,000 |
| Noninterest income | 3,128,000 | 8,099,000 | 9,504,000 | 11,670,000 |
| Noninterest expense | 3,578,000 | 7,346,000 | 10,627,000 | 14,155,000 |
| Provision for loan losses | 263,000 | 363,000 | 1,114,000 | 1,146,000 |
| Pretax income | 2,544,000 | 7,263,000 | 8,000,000 | 9,654,000 |
| Income tax | 665,000 | 1,896,000 | 2,093,000 | 2,526,000 |
| Net income | 1,879,000 | 5,367,000 | 5,907,000 | 7,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,332,000 | 34,806,000 | 33,860,000 | 31,533,000 |
| Total capital | 39,449,000 | 37,933,000 | 37,038,000 | 34,145,000 |
| Risk-weighted assets | 249,071,000 | 250,033,000 | 254,103,000 | 208,547,000 |