Call reports 2017
WEST TOWN BANK & TRUST — 2017
What WEST TOWN BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 268,748,000 | 276,481,000 | 281,754,000 | 336,342,000 |
| Total loans | 221,128,000 | 231,030,000 | 225,026,000 | 286,180,000 |
| Allowance for loan losses | 2,537,000 | 2,580,000 | 2,838,000 | 3,242,000 |
| Securities available for sale | 4,841,000 | 4,690,000 | 7,218,000 | 6,869,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,791,000 | 225,667,000 | 230,718,000 | 236,103,000 |
| Interest-bearing deposits | 201,179,000 | 201,072,000 | 195,417,000 | 194,425,000 |
| Noninterest-bearing deposits | 23,612,000 | 24,595,000 | 35,301,000 | 41,678,000 |
| Equity capital | 28,094,000 | 28,119,000 | 34,984,000 | 35,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,445,000 | 6,811,000 | 10,484,000 | 14,678,000 |
| Interest expense | 703,000 | 1,408,000 | 2,101,000 | 2,841,000 |
| Net interest income | 2,742,000 | 5,403,000 | 8,383,000 | 11,837,000 |
| Noninterest income | 3,263,000 | 6,183,000 | 8,484,000 | 9,533,000 |
| Noninterest expense | 3,953,000 | 8,588,000 | 11,953,000 | 15,510,000 |
| Provision for loan losses | 276,000 | 557,000 | 1,045,000 | 2,045,000 |
| Pretax income | 1,776,000 | 2,441,000 | 3,869,000 | 3,815,000 |
| Income tax | 726,000 | 975,000 | 1,515,000 | 902,000 |
| Net income | 1,050,000 | 1,466,000 | 2,354,000 | 2,913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,567,000 | 27,542,000 | 34,368,000 | 34,981,000 |
| Total capital | 30,104,000 | 30,122,000 | 37,206,000 | 38,212,000 |
| Risk-weighted assets | 221,739,000 | 226,788,000 | 233,346,000 | 258,490,000 |