Call reports 2011
WEST TOWN BANK & TRUST — 2011
What WEST TOWN BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 109,402,000 | 104,022,000 | 116,220,000 | 131,079,000 |
| Total loans | 77,726,000 | 83,020,000 | 97,583,000 | 114,340,000 |
| Allowance for loan losses | 834,000 | 849,000 | 1,263,000 | 1,209,000 |
| Securities available for sale | 10,035,000 | 9,029,000 | 9,852,000 | 2,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,566,000 | 94,087,000 | 93,024,000 | 95,940,000 |
| Interest-bearing deposits | 96,739,000 | 90,438,000 | 89,539,000 | 92,323,000 |
| Noninterest-bearing deposits | 2,827,000 | 3,649,000 | 3,485,000 | 3,617,000 |
| Equity capital | 8,939,000 | 9,313,000 | 9,614,000 | 10,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,267,000 | 2,382,000 | 3,726,000 | 5,043,000 |
| Interest expense | 371,000 | 725,000 | 1,062,000 | 1,391,000 |
| Net interest income | 896,000 | 1,657,000 | 2,664,000 | 3,652,000 |
| Noninterest income | 3,151,000 | 6,393,000 | 11,550,000 | 17,467,000 |
| Noninterest expense | 4,142,000 | 7,967,000 | 12,635,000 | 18,780,000 |
| Provision for loan losses | 97,000 | 181,000 | 812,000 | 959,000 |
| Pretax income | -173,000 | 26,000 | 848,000 | 1,624,000 |
| Income tax | 10,000 | 9,000 | 600,000 | 612,000 |
| Net income | -183,000 | 17,000 | 248,000 | 1,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,554,000 | 8,946,000 | 9,473,000 | 10,248,000 |
| Total capital | 9,388,000 | 9,795,000 | 10,487,000 | 11,305,000 |
| Risk-weighted assets | 67,922,000 | 68,294,000 | 80,880,000 | 85,595,000 |