Call report 2003Q4
WEST TOWN BANK & TRUST — 2003Q4
The 22 measures WEST TOWN BANK & TRUST reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 60,401,000 | USD | evidence → |
| Total loans | 19,979,000 | USD | evidence → |
| Allowance for loan losses | 240,000 | USD | evidence → |
| Securities available for sale | 26,568,000 | USD | evidence → |
| Securities held to maturity | 397,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 56,347,000 | USD | evidence → |
| Interest-bearing deposits | 54,070,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,277,000 | USD | evidence → |
| Equity capital | 3,781,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,308,000 | USD | evidence → |
| Interest expense | 1,217,000 | USD | evidence → |
| Net interest income | 1,091,000 | USD | evidence → |
| Noninterest income | 158,000 | USD | evidence → |
| Noninterest expense | 1,191,000 | USD | evidence → |
| Provision for loan losses | 12,000 | USD | evidence → |
| Pretax income | 46,000 | USD | evidence → |
| Income tax | -75,000 | USD | evidence → |
| Net income | 121,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,837,000 | USD | evidence → |
| Total capital | 4,077,000 | USD | evidence → |
| Risk-weighted assets | 23,497,000 | USD | evidence → |