Call reports 2001
WEST TOWN BANK & TRUST — 2001
What WEST TOWN BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 49,562,000 | 52,476,000 | 55,644,000 | 55,218,000 |
| Total loans | 31,834,000 | 32,445,000 | 31,883,000 | 27,403,000 |
| Allowance for loan losses | 99,000 | 108,000 | 111,000 | 114,000 |
| Securities available for sale | 0 | 0 | 0 | 170,000 |
| Securities held to maturity | 7,502,000 | 8,845,000 | 13,535,000 | 13,173,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,257,000 | 47,555,000 | 50,721,000 | 50,200,000 |
| Interest-bearing deposits | 44,354,000 | 46,495,000 | 49,206,000 | 48,772,000 |
| Noninterest-bearing deposits | 903,000 | 1,060,000 | 1,515,000 | 1,428,000 |
| Equity capital | 3,276,000 | 3,290,000 | 3,307,000 | 3,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 839,000 | 1,676,000 | 2,512,000 | 3,341,000 |
| Interest expense | 603,000 | 1,203,000 | 1,798,000 | 2,322,000 |
| Net interest income | 236,000 | 473,000 | 714,000 | 1,019,000 |
| Noninterest income | 57,000 | 88,000 | 124,000 | 165,000 |
| Noninterest expense | 245,000 | 493,000 | 752,000 | 999,000 |
| Provision for loan losses | 37,000 | 46,000 | 49,000 | 52,000 |
| Pretax income | 11,000 | 22,000 | 37,000 | 133,000 |
| Income tax | -7,000 | -4,000 | -1,000 | 33,000 |
| Net income | 18,000 | 26,000 | 38,000 | 100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,276,000 | 3,290,000 | 3,307,000 | 3,475,000 |
| Total capital | 3,375,000 | 3,398,000 | 3,418,000 | 3,589,000 |
| Risk-weighted assets | 25,422,000 | 27,241,000 | 29,195,000 | 28,558,000 |