Call reports 2017
BEACH BANK — 2017
What BEACH BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 505,599,000 | 508,979,000 | 500,441,000 | 496,014,000 |
| Total loans | 330,875,000 | 332,925,000 | 319,768,000 | 321,478,000 |
| Allowance for loan losses | 3,332,000 | 3,011,000 | 3,227,000 | 2,443,000 |
| Securities available for sale | 41,631,000 | 41,256,000 | 54,401,000 | 51,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 451,292,000 | 452,328,000 | 447,277,000 | 439,287,000 |
| Interest-bearing deposits | 408,278,000 | 411,750,000 | 406,544,000 | 398,050,000 |
| Noninterest-bearing deposits | 43,014,000 | 40,578,000 | 40,733,000 | 41,237,000 |
| Equity capital | 17,782,000 | 17,757,000 | 14,989,000 | 14,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,735,000 | 7,554,000 | 11,390,000 | 15,428,000 |
| Interest expense | 1,106,000 | 2,232,000 | 3,379,000 | 4,535,000 |
| Net interest income | 2,629,000 | 5,322,000 | 8,011,000 | 10,893,000 |
| Noninterest income | 1,042,000 | 3,067,000 | 2,462,000 | 4,231,000 |
| Noninterest expense | 4,713,000 | 9,592,000 | 14,453,000 | 19,450,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -1,042,000 | -1,203,000 | -3,980,000 | -4,326,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,042,000 | -1,203,000 | -3,980,000 | -4,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,505,000 | 17,345,000 | 14,567,000 | 14,221,000 |
| Total capital | 20,837,000 | 20,356,000 | 17,794,000 | 16,664,000 |
| Risk-weighted assets | 425,391,000 | 422,891,000 | 413,052,000 | 412,751,000 |