Call reports 2007
BEACH BANK — 2007
What BEACH BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 626,072,000 | 627,572,000 | 650,728,000 | 728,979,000 |
| Total loans | 449,444,000 | 456,090,000 | 470,851,000 | 483,538,000 |
| Allowance for loan losses | 4,357,000 | 4,235,000 | 4,712,000 | 6,556,000 |
| Securities available for sale | 138,124,000 | 145,104,000 | 147,878,000 | 181,851,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 525,409,000 | 525,069,000 | 506,994,000 | 588,801,000 |
| Interest-bearing deposits | 498,580,000 | 493,170,000 | 477,484,000 | 562,386,000 |
| Noninterest-bearing deposits | 26,829,000 | 31,899,000 | 29,510,000 | 26,415,000 |
| Equity capital | 50,679,000 | 51,084,000 | 53,259,000 | 59,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,931,000 | 23,841,000 | 35,678,000 | 47,026,000 |
| Interest expense | 6,556,000 | 13,359,000 | 20,295,000 | 27,439,000 |
| Net interest income | 5,375,000 | 10,482,000 | 15,383,000 | 19,587,000 |
| Noninterest income | 422,000 | 922,000 | 1,254,000 | 1,890,000 |
| Noninterest expense | 2,942,000 | 6,078,000 | 9,318,000 | 12,981,000 |
| Provision for loan losses | 0 | 22,000 | 509,000 | 2,509,000 |
| Pretax income | 2,855,000 | 5,304,000 | 6,810,000 | 5,987,000 |
| Income tax | 998,000 | 1,834,000 | 2,295,000 | 1,869,000 |
| Net income | 1,857,000 | 3,470,000 | 4,515,000 | 4,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,790,000 | 52,451,000 | 53,447,000 | 58,647,000 |
| Total capital | 55,147,000 | 56,686,000 | 58,159,000 | 65,203,000 |
| Risk-weighted assets | 473,218,000 | 481,071,000 | 505,926,000 | 526,622,000 |
Machine access — free, no API key
Every figure shown here about BEACH BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.