Call reports 2006
BEACH BANK — 2006
What BEACH BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 492,089,000 | 531,656,000 | 570,536,000 | 609,619,000 |
| Total loans | 393,961,000 | 414,328,000 | 429,108,000 | 453,203,000 |
| Allowance for loan losses | 3,968,000 | 4,156,000 | 4,352,000 | 4,508,000 |
| Securities available for sale | 77,470,000 | 90,773,000 | 119,007,000 | 129,623,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 408,153,000 | 450,580,000 | 467,076,000 | 500,737,000 |
| Interest-bearing deposits | 370,953,000 | 408,672,000 | 436,440,000 | 470,686,000 |
| Noninterest-bearing deposits | 37,200,000 | 41,908,000 | 30,636,000 | 30,051,000 |
| Equity capital | 38,307,000 | 43,623,000 | 46,725,000 | 48,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,859,000 | 18,905,000 | 29,953,000 | 41,727,000 |
| Interest expense | 3,843,000 | 8,544,000 | 14,005,000 | 20,177,000 |
| Net interest income | 5,016,000 | 10,361,000 | 15,948,000 | 21,550,000 |
| Noninterest income | 436,000 | 846,000 | 1,480,000 | 1,921,000 |
| Noninterest expense | 2,379,000 | 5,007,000 | 7,835,000 | 10,920,000 |
| Provision for loan losses | 512,000 | 702,000 | 897,000 | 1,061,000 |
| Pretax income | 2,561,000 | 5,498,000 | 8,696,000 | 11,490,000 |
| Income tax | 983,000 | 2,069,000 | 3,232,000 | 4,209,000 |
| Net income | 1,578,000 | 3,429,000 | 5,464,000 | 7,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,216,000 | 45,067,000 | 47,102,000 | 48,968,000 |
| Total capital | 43,184,000 | 49,223,000 | 51,454,000 | 53,476,000 |
| Risk-weighted assets | 402,199,000 | 430,725,000 | 462,756,000 | 475,231,000 |
Machine access — free, no API key
Every figure shown here about BEACH BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.