Call report 2004Q4
BEACH BANK — 2004Q4
The 22 measures BEACH BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 266,127,000 | USD | evidence → |
| Total loans | 210,770,000 | USD | evidence → |
| Allowance for loan losses | 2,605,000 | USD | evidence → |
| Securities available for sale | 39,141,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 218,301,000 | USD | evidence → |
| Interest-bearing deposits | 191,209,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,092,000 | USD | evidence → |
| Equity capital | 20,615,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,934,000 | USD | evidence → |
| Interest expense | 3,719,000 | USD | evidence → |
| Net interest income | 8,215,000 | USD | evidence → |
| Noninterest income | 654,000 | USD | evidence → |
| Noninterest expense | 5,052,000 | USD | evidence → |
| Provision for loan losses | 1,209,000 | USD | evidence → |
| Pretax income | 2,648,000 | USD | evidence → |
| Income tax | 998,000 | USD | evidence → |
| Net income | 1,650,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,718,000 | USD | evidence → |
| Total capital | 23,323,000 | USD | evidence → |
| Risk-weighted assets | 214,902,000 | USD | evidence → |