Call reports 2026
CITY STATE BANK, THE — 2026
What CITY STATE BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 57,101,000 | 57,652,000 |
| Total loans | 37,268,000 | 38,545,000 |
| Allowance for loan losses | 370,000 | 381,000 |
| Securities available for sale | 7,069,000 | 6,783,000 |
| Securities held to maturity | 1,376,000 | 1,623,000 |
| Trading assets | 0 | 0 |
| Total deposits | 52,351,000 | 52,743,000 |
| Interest-bearing deposits | 38,546,000 | 39,727,000 |
| Noninterest-bearing deposits | 13,805,000 | 13,016,000 |
| Equity capital | 4,579,000 | 4,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 684,000 | 1,423,000 |
| Interest expense | 165,000 | 335,000 |
| Net interest income | 519,000 | 1,088,000 |
| Noninterest income | 61,000 | 115,000 |
| Noninterest expense | 363,000 | 717,000 |
| Provision for loan losses | 8,000 | 19,000 |
| Pretax income | 209,000 | 467,000 |
| Income tax | 6,000 | 14,000 |
| Net income | 203,000 | 453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 5,196,000 | 5,290,000 |