Call reports 2024
CITY STATE BANK, THE — 2024
What CITY STATE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 52,724,000 | 52,627,000 | 52,194,000 | 52,728,000 |
| Total loans | 33,209,000 | 34,206,000 | 33,314,000 | 34,805,000 |
| Allowance for loan losses | 334,000 | 342,000 | 339,000 | 343,000 |
| Securities available for sale | 8,413,000 | 8,302,000 | 8,489,000 | 7,964,000 |
| Securities held to maturity | 1,742,000 | 1,741,000 | 1,388,000 | 1,386,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,866,000 | 47,206,000 | 46,375,000 | 47,647,000 |
| Interest-bearing deposits | 35,591,000 | 35,578,000 | 34,590,000 | 36,718,000 |
| Noninterest-bearing deposits | 13,275,000 | 11,628,000 | 11,785,000 | 10,929,000 |
| Equity capital | 3,702,000 | 3,733,000 | 4,016,000 | 3,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 564,000 | 1,155,000 | 1,746,000 | 2,372,000 |
| Interest expense | 110,000 | 242,000 | 395,000 | 555,000 |
| Net interest income | 454,000 | 913,000 | 1,351,000 | 1,817,000 |
| Noninterest income | 56,000 | 106,000 | 158,000 | 211,000 |
| Noninterest expense | 360,000 | 712,000 | 1,082,000 | 1,435,000 |
| Provision for loan losses | 3,000 | 13,000 | 10,000 | 14,000 |
| Pretax income | 148,000 | 305,000 | 428,000 | 590,000 |
| Income tax | 4,000 | 9,000 | 12,000 | 16,000 |
| Net income | 144,000 | 296,000 | 416,000 | 574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,737,000 | 4,799,000 | 4,816,000 | 4,906,000 |
| Total capital | 5,080,000 | — | — | — |
| Risk-weighted assets | 31,265,000 | — | — | — |