Call reports 2023
CITY STATE BANK, THE — 2023
What CITY STATE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 52,917,000 | 52,835,000 | 52,084,000 | 52,623,000 |
| Total loans | 31,646,000 | 31,912,000 | 32,739,000 | 32,665,000 |
| Allowance for loan losses | 315,000 | 329,000 | 329,000 | 329,000 |
| Securities available for sale | 9,292,000 | 9,112,000 | 8,724,000 | 8,850,000 |
| Securities held to maturity | 2,443,000 | 2,442,000 | 1,926,000 | 1,743,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,314,000 | 49,185,000 | 48,119,000 | 48,742,000 |
| Interest-bearing deposits | 36,072,000 | 36,055,000 | 34,911,000 | 36,190,000 |
| Noninterest-bearing deposits | 13,242,000 | 13,130,000 | 13,208,000 | 12,552,000 |
| Equity capital | 3,484,000 | 3,492,000 | 3,196,000 | 3,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 496,000 | 993,000 | 1,518,000 | 2,070,000 |
| Interest expense | 62,000 | 141,000 | 242,000 | 355,000 |
| Net interest income | 434,000 | 852,000 | 1,276,000 | 1,715,000 |
| Noninterest income | 59,000 | 185,000 | 239,000 | 290,000 |
| Noninterest expense | 346,000 | 694,000 | 1,056,000 | 1,416,000 |
| Provision for loan losses | 0 | 15,000 | 15,000 | 15,000 |
| Pretax income | 140,000 | 324,000 | 441,000 | 573,000 |
| Income tax | 6,000 | 14,000 | 9,000 | 18,000 |
| Net income | 134,000 | 310,000 | 432,000 | 555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,499,000 | 4,601,000 | 4,604,000 | 4,661,000 |
| Total capital | 4,824,000 | 4,941,000 | 4,944,000 | 5,001,000 |
| Risk-weighted assets | 30,673,000 | 31,174,000 | 31,251,000 | 30,699,000 |