Call reports 2022
CITY STATE BANK, THE — 2022
What CITY STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 54,703,000 | 54,499,000 | 53,421,000 | 55,734,000 |
| Total loans | 29,841,000 | 30,297,000 | 31,414,000 | 31,882,000 |
| Allowance for loan losses | 320,000 | 320,000 | 320,000 | 325,000 |
| Securities available for sale | 11,206,000 | 11,305,000 | 10,676,000 | 9,655,000 |
| Securities held to maturity | 1,180,000 | 2,358,000 | 2,444,000 | 4,930,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,171,000 | 51,178,000 | 50,416,000 | 51,656,000 |
| Interest-bearing deposits | 37,839,000 | 36,927,000 | 37,280,000 | 39,658,000 |
| Noninterest-bearing deposits | 13,332,000 | 14,251,000 | 13,136,000 | 11,998,000 |
| Equity capital | 3,441,000 | 3,199,000 | 2,862,000 | 3,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 427,000 | 876,000 | 1,370,000 | 1,893,000 |
| Interest expense | 26,000 | 50,000 | 76,000 | 114,000 |
| Net interest income | 401,000 | 826,000 | 1,294,000 | 1,779,000 |
| Noninterest income | 47,000 | 104,000 | 153,000 | 195,000 |
| Noninterest expense | 310,000 | 633,000 | 969,000 | 1,293,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 138,000 | 297,000 | 475,000 | 650,000 |
| Income tax | 6,000 | 13,000 | 20,000 | 25,000 |
| Net income | 132,000 | 284,000 | 455,000 | 625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,258,000 | 4,319,000 | 4,396,000 | 4,452,000 |
| Total capital | 4,578,000 | 4,639,000 | 4,716,000 | 4,777,000 |
| Risk-weighted assets | 31,347,000 | 31,517,000 | 31,546,000 | 31,672,000 |