Call reports 2021
CITY STATE BANK, THE — 2021
What CITY STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 50,487,000 | 53,102,000 | 53,324,000 | 52,790,000 |
| Total loans | 29,392,000 | 29,920,000 | 29,403,000 | 30,256,000 |
| Allowance for loan losses | 320,000 | 320,000 | 320,000 | 320,000 |
| Securities available for sale | 6,417,000 | 8,180,000 | 8,630,000 | 10,825,000 |
| Securities held to maturity | 1,862,000 | 1,859,000 | 1,500,000 | 1,182,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,272,000 | 48,852,000 | 49,042,000 | 48,506,000 |
| Interest-bearing deposits | 34,159,000 | 36,672,000 | 27,826,000 | 36,219,000 |
| Noninterest-bearing deposits | 12,113,000 | 12,180,000 | 21,216,000 | 12,287,000 |
| Equity capital | 4,121,000 | 4,151,000 | 4,166,000 | 4,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 433,000 | 859,000 | 1,284,000 | 1,727,000 |
| Interest expense | 36,000 | 69,000 | 101,000 | 131,000 |
| Net interest income | 397,000 | 790,000 | 1,183,000 | 1,596,000 |
| Noninterest income | 59,000 | 103,000 | 148,000 | 192,000 |
| Noninterest expense | 301,000 | 606,000 | 918,000 | 1,248,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 145,000 | 277,000 | 403,000 | 530,000 |
| Income tax | 8,000 | 13,000 | 20,000 | 22,000 |
| Net income | 137,000 | 264,000 | 383,000 | 508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,125,000 | 4,145,000 | 4,167,000 | 4,209,000 |
| Total capital | — | — | 4,487,000 | 4,529,000 |
| Risk-weighted assets | — | — | 29,492,000 | 30,328,000 |