Call reports 2020
CITY STATE BANK, THE — 2020
What CITY STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 41,459,000 | 46,319,000 | 47,546,000 | 48,732,000 |
| Total loans | 26,728,000 | 28,775,000 | 29,849,000 | 28,442,000 |
| Allowance for loan losses | 281,000 | 283,000 | 294,000 | 310,000 |
| Securities available for sale | 2,900,000 | 3,685,000 | 4,142,000 | 5,613,000 |
| Securities held to maturity | 3,149,000 | 2,619,000 | 2,265,000 | 1,866,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,373,000 | 42,118,000 | 43,287,000 | 44,449,000 |
| Interest-bearing deposits | 28,156,000 | 30,131,000 | 31,473,000 | 32,127,000 |
| Noninterest-bearing deposits | 9,218,000 | 11,988,000 | 11,814,000 | 12,322,000 |
| Equity capital | 3,989,000 | 4,085,000 | 4,136,000 | 4,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 432,000 | 852,000 | 1,303,000 | 1,749,000 |
| Interest expense | 50,000 | 94,000 | 136,000 | 175,000 |
| Net interest income | 382,000 | 758,000 | 1,167,000 | 1,574,000 |
| Noninterest income | 51,000 | 91,000 | 132,000 | 176,000 |
| Noninterest expense | 309,000 | 605,000 | 903,000 | 1,195,000 |
| Provision for loan losses | 2,000 | 4,000 | 15,000 | 31,000 |
| Pretax income | 122,000 | 240,000 | 381,000 | 524,000 |
| Income tax | 5,000 | 10,000 | 16,000 | 24,000 |
| Net income | 117,000 | 230,000 | 365,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,977,000 | 4,007,000 | 4,060,000 | 4,093,000 |