Call reports 2019
CITY STATE BANK, THE — 2019
What CITY STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 41,068,000 | 39,899,000 | 39,988,000 | 39,625,000 |
| Total loans | 27,347,000 | 26,981,000 | 25,846,000 | 26,734,000 |
| Allowance for loan losses | 279,000 | 279,000 | 279,000 | 279,000 |
| Securities available for sale | 2,336,000 | 2,357,000 | 2,184,000 | 2,669,000 |
| Securities held to maturity | 5,056,000 | 4,825,000 | 3,457,000 | 3,153,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,157,000 | 35,638,000 | 35,861,000 | 35,536,000 |
| Interest-bearing deposits | 28,607,000 | 28,364,000 | 28,552,000 | 28,120,000 |
| Noninterest-bearing deposits | 8,550,000 | 7,274,000 | 7,309,000 | 7,416,000 |
| Equity capital | 3,819,000 | 3,844,000 | 3,928,000 | 3,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 443,000 | 830,000 | 1,260,000 | 1,700,000 |
| Interest expense | 55,000 | 105,000 | 159,000 | 210,000 |
| Net interest income | 388,000 | 725,000 | 1,101,000 | 1,490,000 |
| Noninterest income | 48,000 | 96,000 | 139,000 | 183,000 |
| Noninterest expense | 310,000 | 611,000 | 913,000 | 1,218,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 125,000 | 209,000 | 326,000 | 454,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 18,000 |
| Net income | 120,000 | 200,000 | 312,000 | 436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,823,000 | 3,823,000 | 3,898,000 | 3,948,000 |
| Total capital | 4,102,000 | 4,102,000 | 4,177,000 | 4,227,000 |
| Risk-weighted assets | 25,301,000 | 24,831,000 | 24,505,000 | 25,026,000 |