Call reports 2018
CITY STATE BANK, THE — 2018
What CITY STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 41,086,000 | 40,567,000 | 39,736,000 | 41,090,000 |
| Total loans | 25,670,000 | 26,484,000 | 26,095,000 | 27,802,000 |
| Allowance for loan losses | 262,000 | 268,000 | 271,000 | 279,000 |
| Securities available for sale | 2,742,000 | 2,742,000 | 2,701,000 | 2,535,000 |
| Securities held to maturity | 5,924,000 | 5,710,000 | 5,237,000 | 5,066,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,393,000 | 36,777,000 | 35,923,000 | 35,451,000 |
| Interest-bearing deposits | 28,346,000 | 28,489,000 | 27,608,000 | 27,818,000 |
| Noninterest-bearing deposits | 9,047,000 | 8,289,000 | 8,316,000 | 7,633,000 |
| Equity capital | 3,618,000 | 3,694,000 | 3,694,000 | 3,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 411,000 | 847,000 | 1,271,000 | 1,705,000 |
| Interest expense | 30,000 | 64,000 | 99,000 | 142,000 |
| Net interest income | 381,000 | 783,000 | 1,172,000 | 1,563,000 |
| Noninterest income | 49,000 | 97,000 | 146,000 | 196,000 |
| Noninterest expense | 300,000 | 596,000 | 898,000 | 1,193,000 |
| Provision for loan losses | 3,000 | 9,000 | 12,000 | 20,000 |
| Pretax income | 127,000 | 275,000 | 408,000 | 546,000 |
| Income tax | 5,000 | 12,000 | 17,000 | 23,000 |
| Net income | 122,000 | 263,000 | 391,000 | 523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,670,000 | 3,742,000 | 3,754,000 | 3,796,000 |
| Total capital | 3,932,000 | 4,010,000 | 4,025,000 | 4,075,000 |
| Risk-weighted assets | 23,712,000 | 24,253,000 | 24,059,000 | 25,708,000 |