Call reports 2017
CITY STATE BANK, THE — 2017
What CITY STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 42,534,000 | 42,426,000 | 41,795,000 | 40,931,000 |
| Total loans | 23,749,000 | 24,868,000 | 25,229,000 | 25,719,000 |
| Allowance for loan losses | 236,000 | 242,000 | 249,000 | 260,000 |
| Securities available for sale | 1,622,000 | 2,650,000 | 2,691,000 | 2,821,000 |
| Securities held to maturity | 6,385,000 | 6,371,000 | 6,356,000 | 5,937,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,970,000 | 38,768,000 | 38,075,000 | 37,222,000 |
| Interest-bearing deposits | 29,946,000 | 30,078,000 | 29,361,000 | 28,614,000 |
| Noninterest-bearing deposits | 9,024,000 | 8,690,000 | 8,714,000 | 8,609,000 |
| Equity capital | 3,500,000 | 3,565,000 | 3,611,000 | 3,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 368,000 | 772,000 | 1,191,000 | 1,610,000 |
| Interest expense | 29,000 | 63,000 | 94,000 | 128,000 |
| Net interest income | 339,000 | 709,000 | 1,097,000 | 1,482,000 |
| Noninterest income | 57,000 | 105,000 | 164,000 | 211,000 |
| Noninterest expense | 290,000 | 579,000 | 882,000 | 1,165,000 |
| Provision for loan losses | 0 | 6,000 | 13,000 | 24,000 |
| Pretax income | 106,000 | 229,000 | 366,000 | 504,000 |
| Income tax | 4,000 | 10,000 | 15,000 | 19,000 |
| Net income | 102,000 | 219,000 | 351,000 | 485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,498,000 | 3,550,000 | 3,599,000 | 3,642,000 |
| Total capital | 3,734,000 | 3,792,000 | 3,848,000 | 3,902,000 |
| Risk-weighted assets | 22,142,000 | 23,211,000 | 23,689,000 | 23,845,000 |