Call reports 2016
CITY STATE BANK, THE — 2016
What CITY STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 38,911,000 | 39,209,000 | 41,057,000 | 40,013,000 |
| Total loans | 23,072,000 | 23,372,000 | 23,070,000 | 23,544,000 |
| Allowance for loan losses | 229,000 | 233,000 | 234,000 | 236,000 |
| Securities available for sale | 1,948,000 | 1,952,000 | 1,776,000 | 1,762,000 |
| Securities held to maturity | 6,279,000 | 6,065,000 | 6,470,000 | 6,400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,480,000 | 35,712,000 | 37,524,000 | 36,462,000 |
| Interest-bearing deposits | 28,840,000 | 29,363,000 | 29,811,000 | 28,702,000 |
| Noninterest-bearing deposits | 6,640,000 | 6,349,000 | 7,713,000 | 7,760,000 |
| Equity capital | 3,366,000 | 3,407,000 | 3,428,000 | 3,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 362,000 | 724,000 | 1,092,000 | 1,467,000 |
| Interest expense | 32,000 | 63,000 | 96,000 | 127,000 |
| Net interest income | 330,000 | 661,000 | 996,000 | 1,340,000 |
| Noninterest income | 49,000 | 97,000 | 144,000 | 197,000 |
| Noninterest expense | 277,000 | 559,000 | 846,000 | 1,129,000 |
| Provision for loan losses | 2,000 | 6,000 | 7,000 | 9,000 |
| Pretax income | 100,000 | 203,000 | 297,000 | 409,000 |
| Income tax | 4,000 | 9,000 | 12,000 | 17,000 |
| Net income | 96,000 | 194,000 | 285,000 | 392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,355,000 | 3,391,000 | 3,416,000 | 3,468,000 |
| Total capital | 3,584,000 | 3,624,000 | 3,650,000 | 3,704,000 |
| Risk-weighted assets | 21,647,000 | 22,053,000 | 21,807,000 | 21,907,000 |