Call reports 2014
CITY STATE BANK, THE — 2014
What CITY STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 37,648,000 | 37,474,000 | 37,974,000 | 38,029,000 |
| Total loans | 19,708,000 | 20,519,000 | 20,853,000 | 21,239,000 |
| Allowance for loan losses | 196,000 | 200,000 | 200,000 | 210,000 |
| Securities available for sale | 1,933,000 | 1,941,000 | 1,957,000 | 1,955,000 |
| Securities held to maturity | 7,369,000 | 7,706,000 | 7,774,000 | 7,609,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,469,000 | 34,200,000 | 34,709,000 | 34,766,000 |
| Interest-bearing deposits | 27,615,000 | 28,016,000 | 28,466,000 | 28,411,000 |
| Noninterest-bearing deposits | 6,854,000 | 6,184,000 | 6,243,000 | 6,355,000 |
| Equity capital | 3,083,000 | 3,138,000 | 3,165,000 | 3,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 324,000 | 670,000 | 1,018,000 | 1,365,000 |
| Interest expense | 39,000 | 78,000 | 116,000 | 154,000 |
| Net interest income | 285,000 | 592,000 | 902,000 | 1,211,000 |
| Noninterest income | 50,000 | 94,000 | 138,000 | 181,000 |
| Noninterest expense | 261,000 | 521,000 | 781,000 | 1,039,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 74,000 | 165,000 | 259,000 | 343,000 |
| Income tax | 3,000 | 8,000 | 11,000 | 15,000 |
| Net income | 71,000 | 157,000 | 248,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,091,000 | 3,136,000 | 3,170,000 | 3,191,000 |
| Total capital | 3,287,000 | 3,336,000 | 3,370,000 | 3,401,000 |
| Risk-weighted assets | 18,550,000 | 19,397,000 | 19,438,000 | 19,845,000 |