Call reports 2013
CITY STATE BANK, THE — 2013
What CITY STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 33,350,000 | 36,032,000 | 36,553,000 | 36,804,000 |
| Total loans | 19,204,000 | 19,137,000 | 18,741,000 | 19,210,000 |
| Allowance for loan losses | 194,000 | 195,000 | 196,000 | 200,000 |
| Securities available for sale | 1,809,000 | 1,774,000 | 1,680,000 | 1,925,000 |
| Securities held to maturity | 4,930,000 | 5,046,000 | 6,697,000 | 6,746,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,277,000 | 32,952,000 | 33,437,000 | 33,694,000 |
| Interest-bearing deposits | 25,322,000 | 27,071,000 | 27,411,000 | 27,697,000 |
| Noninterest-bearing deposits | 4,955,000 | 5,881,000 | 6,026,000 | 5,997,000 |
| Equity capital | 3,028,000 | 3,013,000 | 3,034,000 | 3,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 331,000 | 659,000 | 987,000 | 1,319,000 |
| Interest expense | 44,000 | 88,000 | 132,000 | 174,000 |
| Net interest income | 287,000 | 571,000 | 855,000 | 1,145,000 |
| Noninterest income | 53,000 | 98,000 | 144,000 | 189,000 |
| Noninterest expense | 249,000 | 492,000 | 748,000 | 1,004,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 91,000 | 177,000 | 251,000 | 330,000 |
| Income tax | 4,000 | 8,000 | 10,000 | 12,000 |
| Net income | 87,000 | 169,000 | 241,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,009,000 | 3,028,000 | 3,044,000 | 3,078,000 |
| Total capital | 3,203,000 | 3,223,000 | 3,240,000 | 3,278,000 |
| Risk-weighted assets | 17,474,000 | 17,629,000 | 17,397,000 | 18,158,000 |