Call reports 2012
CITY STATE BANK, THE — 2012
What CITY STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 32,687,000 | 33,678,000 | 32,362,000 | 33,817,000 |
| Total loans | 19,018,000 | 19,630,000 | 19,829,000 | 19,634,000 |
| Allowance for loan losses | 199,000 | 199,000 | 199,000 | 193,000 |
| Securities available for sale | 1,257,000 | 1,773,000 | 1,576,000 | 1,813,000 |
| Securities held to maturity | 6,012,000 | 5,602,000 | 5,228,000 | 5,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,567,000 | 30,521,000 | 29,153,000 | 30,613,000 |
| Interest-bearing deposits | 25,090,000 | 26,110,000 | 24,647,000 | 25,183,000 |
| Noninterest-bearing deposits | 4,477,000 | 4,411,000 | 4,506,000 | 5,430,000 |
| Equity capital | 3,068,000 | 3,098,000 | 3,127,000 | 3,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 347,000 | 695,000 | 1,055,000 | 1,402,000 |
| Interest expense | 47,000 | 93,000 | 138,000 | 183,000 |
| Net interest income | 300,000 | 602,000 | 917,000 | 1,219,000 |
| Noninterest income | 47,000 | 88,000 | 134,000 | 179,000 |
| Noninterest expense | 252,000 | 493,000 | 742,000 | 988,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | 95,000 | 197,000 | 309,000 | 407,000 |
| Income tax | 4,000 | 8,000 | 13,000 | 18,000 |
| Net income | 91,000 | 189,000 | 296,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,037,000 | 3,071,000 | 3,105,000 | 3,118,000 |
| Total capital | 3,236,000 | 3,270,000 | 3,304,000 | 3,311,000 |
| Risk-weighted assets | 17,987,000 | 18,531,000 | 18,054,000 | 17,913,000 |