Call reports 2011
CITY STATE BANK, THE — 2011
What CITY STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 31,967,000 | 32,432,000 | 32,142,000 | 33,120,000 |
| Total loans | 18,630,000 | 19,045,000 | 18,880,000 | 19,115,000 |
| Allowance for loan losses | 182,000 | 186,000 | 190,000 | 190,000 |
| Securities available for sale | 995,000 | 1,199,000 | 1,161,000 | 1,157,000 |
| Securities held to maturity | 6,771,000 | 6,152,000 | 6,477,000 | 6,421,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,849,000 | 29,255,000 | 28,896,000 | 29,893,000 |
| Interest-bearing deposits | 24,651,000 | 25,038,000 | 24,625,000 | 25,372,000 |
| Noninterest-bearing deposits | 4,198,000 | 4,217,000 | 4,271,000 | 4,521,000 |
| Equity capital | 3,068,000 | 3,113,000 | 3,160,000 | 3,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 353,000 | 713,000 | 1,075,000 | 1,429,000 |
| Interest expense | 62,000 | 123,000 | 180,000 | 231,000 |
| Net interest income | 291,000 | 590,000 | 895,000 | 1,198,000 |
| Noninterest income | 27,000 | 88,000 | 128,000 | 168,000 |
| Noninterest expense | 254,000 | 501,000 | 738,000 | 990,000 |
| Provision for loan losses | 0 | 16,000 | 20,000 | 20,000 |
| Pretax income | 64,000 | 161,000 | 265,000 | 356,000 |
| Income tax | 3,000 | 7,000 | 11,000 | 15,000 |
| Net income | 61,000 | 154,000 | 254,000 | 341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,031,000 | 3,071,000 | 3,120,000 | 3,131,000 |
| Total capital | 3,213,000 | 3,257,000 | 3,310,000 | 3,321,000 |
| Risk-weighted assets | 18,390,000 | 18,783,000 | 18,384,000 | 18,347,000 |