Call reports 2010
CITY STATE BANK, THE — 2010
What CITY STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 31,193,000 | 30,823,000 | 30,344,000 | 30,870,000 |
| Total loans | 19,521,000 | 19,339,000 | 18,789,000 | 18,743,000 |
| Allowance for loan losses | 177,000 | 177,000 | 182,000 | 182,000 |
| Securities available for sale | 1,509,000 | 1,101,000 | 1,007,000 | 993,000 |
| Securities held to maturity | 5,147,000 | 5,691,000 | 5,178,000 | 5,785,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,026,000 | 27,611,000 | 27,097,000 | 27,752,000 |
| Interest-bearing deposits | 24,219,000 | 23,839,000 | 23,592,000 | 23,575,000 |
| Noninterest-bearing deposits | 3,807,000 | 3,772,000 | 3,505,000 | 4,177,000 |
| Equity capital | 3,106,000 | 3,135,000 | 3,152,000 | 3,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 386,000 | 773,000 | 1,158,000 | 1,517,000 |
| Interest expense | 88,000 | 167,000 | 240,000 | 306,000 |
| Net interest income | 298,000 | 606,000 | 918,000 | 1,211,000 |
| Noninterest income | 39,000 | 82,000 | 127,000 | 170,000 |
| Noninterest expense | 251,000 | 497,000 | 761,000 | 1,029,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 5,000 |
| Pretax income | 86,000 | 191,000 | 279,000 | 347,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 14,000 |
| Net income | 82,000 | 183,000 | 267,000 | 340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,061,000 | 3,097,000 | 3,106,000 | 3,015,000 |
| Total capital | 3,238,000 | 3,274,000 | 3,288,000 | 3,197,000 |
| Risk-weighted assets | 19,580,000 | 19,527,000 | 19,188,000 | 19,606,000 |