Call reports 2007
CITY STATE BANK, THE — 2007
What CITY STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 29,319,000 | 28,727,000 | 28,637,000 | 29,224,000 |
| Total loans | 19,177,000 | 19,205,000 | 18,936,000 | 20,015,000 |
| Allowance for loan losses | 196,000 | 196,000 | 189,000 | 196,000 |
| Securities available for sale | 293,000 | 293,000 | 297,000 | 544,000 |
| Securities held to maturity | 6,496,000 | 5,957,000 | 5,728,000 | 4,859,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,419,000 | 25,775,000 | 25,633,000 | 26,222,000 |
| Interest-bearing deposits | 22,520,000 | 21,572,000 | 21,732,000 | 22,269,000 |
| Noninterest-bearing deposits | 3,899,000 | 4,203,000 | 3,901,000 | 3,953,000 |
| Equity capital | 2,807,000 | 2,840,000 | 2,867,000 | 2,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 928,000 | 1,389,000 | 1,864,000 |
| Interest expense | 188,000 | 378,000 | 569,000 | 767,000 |
| Net interest income | 268,000 | 550,000 | 820,000 | 1,097,000 |
| Noninterest income | 43,000 | 90,000 | 132,000 | 178,000 |
| Noninterest expense | 231,000 | 476,000 | 703,000 | 944,000 |
| Provision for loan losses | 0 | 0 | 0 | 7,000 |
| Pretax income | 77,000 | 164,000 | 246,000 | 321,000 |
| Income tax | 3,000 | 7,000 | 8,000 | 13,000 |
| Net income | 74,000 | 157,000 | 238,000 | 308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,807,000 | 2,842,000 | 2,864,000 | 2,878,000 |
| Total capital | 3,003,000 | 3,038,000 | 3,053,000 | 3,074,000 |
| Risk-weighted assets | 19,299,000 | 19,252,000 | 18,976,000 | 19,693,000 |