Call reports 2003
CITY STATE BANK, THE — 2003
What CITY STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 26,594,000 | 27,120,000 | 27,788,000 | 27,311,000 |
| Total loans | 16,556,000 | 17,058,000 | 17,346,000 | 17,189,000 |
| Allowance for loan losses | 186,000 | 186,000 | 186,000 | 186,000 |
| Securities available for sale | 456,000 | 463,000 | 512,000 | 401,000 |
| Securities held to maturity | 3,304,000 | 4,706,000 | 4,803,000 | 5,346,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,093,000 | 24,543,000 | 25,188,000 | 24,727,000 |
| Interest-bearing deposits | 21,347,000 | 22,121,000 | 22,737,000 | 22,149,000 |
| Noninterest-bearing deposits | 2,746,000 | 2,422,000 | 2,451,000 | 2,578,000 |
| Equity capital | 2,408,000 | 2,468,000 | 2,477,000 | 2,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 383,000 | 763,000 | 1,134,000 | 1,491,000 |
| Interest expense | 127,000 | 250,000 | 360,000 | 464,000 |
| Net interest income | 256,000 | 513,000 | 774,000 | 1,027,000 |
| Noninterest income | 31,000 | 67,000 | 97,000 | 129,000 |
| Noninterest expense | 200,000 | 395,000 | 588,000 | 791,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 87,000 | 185,000 | 283,000 | 365,000 |
| Income tax | 3,000 | 7,000 | 11,000 | 15,000 |
| Net income | 84,000 | 178,000 | 272,000 | 350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,366,000 | 2,422,000 | 2,443,000 | 2,452,000 |
| Total capital | 2,552,000 | 2,608,000 | 2,629,000 | 2,638,000 |
| Risk-weighted assets | 16,499,000 | 16,969,000 | 17,191,000 | 17,063,000 |