Call reports 2002
CITY STATE BANK, THE — 2002
What CITY STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 24,886,000 | 23,611,000 | 25,298,000 | 25,487,000 |
| Total loans | 15,748,000 | 15,977,000 | 16,157,000 | 16,282,000 |
| Allowance for loan losses | 170,000 | 166,000 | 174,000 | 185,000 |
| Securities available for sale | 915,000 | 615,000 | 612,000 | 559,000 |
| Securities held to maturity | 2,781,000 | 3,643,000 | 3,664,000 | 3,306,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,531,000 | 21,217,000 | 22,853,000 | 23,057,000 |
| Interest-bearing deposits | 20,253,000 | 19,157,000 | 20,696,000 | 20,868,000 |
| Noninterest-bearing deposits | 2,278,000 | 2,060,000 | 2,157,000 | 2,189,000 |
| Equity capital | 2,266,000 | 2,301,000 | 2,341,000 | 2,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 384,000 | 757,000 | 1,127,000 | 1,496,000 |
| Interest expense | 160,000 | 313,000 | 459,000 | 597,000 |
| Net interest income | 224,000 | 444,000 | 668,000 | 899,000 |
| Noninterest income | 32,000 | 64,000 | 96,000 | 126,000 |
| Noninterest expense | 157,000 | 312,000 | 462,000 | 646,000 |
| Provision for loan losses | 4,000 | 12,000 | 27,000 | 38,000 |
| Pretax income | 95,000 | 184,000 | 275,000 | 341,000 |
| Income tax | 4,000 | 7,000 | 11,000 | 12,000 |
| Net income | 91,000 | 177,000 | 264,000 | 329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,219,000 | 2,256,000 | 2,293,000 | 2,281,000 |
| Total capital | 2,389,000 | 2,422,000 | 2,467,000 | 2,466,000 |
| Risk-weighted assets | 15,130,000 | 14,898,000 | 16,220,000 | 16,306,000 |