Call reports 2001
CITY STATE BANK, THE — 2001
What CITY STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 23,253,000 | 24,316,000 | 23,485,000 | 23,679,000 |
| Total loans | 14,886,000 | 15,076,000 | 15,171,000 | 15,435,000 |
| Allowance for loan losses | 168,000 | 178,000 | 172,000 | 166,000 |
| Securities available for sale | 1,818,000 | 1,616,000 | 1,319,000 | 923,000 |
| Securities held to maturity | 1,689,000 | 2,190,000 | 2,289,000 | 3,283,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,986,000 | 21,990,000 | 21,120,000 | 21,310,000 |
| Interest-bearing deposits | 19,137,000 | 19,961,000 | 19,351,000 | 19,301,000 |
| Noninterest-bearing deposits | 1,849,000 | 2,029,000 | 1,769,000 | 2,009,000 |
| Equity capital | 2,161,000 | 2,221,000 | 2,254,000 | 2,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 439,000 | 887,000 | 1,324,000 | 1,729,000 |
| Interest expense | 238,000 | 477,000 | 695,000 | 878,000 |
| Net interest income | 201,000 | 410,000 | 629,000 | 851,000 |
| Noninterest income | 35,000 | 72,000 | 103,000 | 138,000 |
| Noninterest expense | 151,000 | 288,000 | 427,000 | 573,000 |
| Provision for loan losses | 5,000 | 15,000 | 23,000 | 35,000 |
| Pretax income | 80,000 | 179,000 | 282,000 | 381,000 |
| Income tax | 3,000 | 7,000 | 11,000 | 16,000 |
| Net income | 77,000 | 172,000 | 271,000 | 365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,129,000 | 2,192,000 | 2,222,000 | 2,209,000 |
| Total capital | 2,297,000 | 2,370,000 | 2,394,000 | 2,375,000 |
| Risk-weighted assets | 14,761,000 | 14,992,000 | 14,648,000 | 14,843,000 |