Call reports 2014
SELECT BANK & TRUST COMPANY — 2014
What SELECT BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Total assets | 279,422,000 | 282,250,000 |
| Total loans | 220,802,000 | 223,460,000 |
| Allowance for loan losses | 3,593,000 | 3,425,000 |
| Securities available for sale | 39,524,000 | 39,349,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 224,947,000 | 219,929,000 |
| Interest-bearing deposits | 190,161,000 | 178,438,000 |
| Noninterest-bearing deposits | 34,786,000 | 41,491,000 |
| Equity capital | 32,452,000 | 33,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Interest income | 2,857,000 | 5,796,000 |
| Interest expense | 521,000 | 1,049,000 |
| Net interest income | 2,336,000 | 4,747,000 |
| Noninterest income | 187,000 | 473,000 |
| Noninterest expense | 1,399,000 | 2,816,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,160,000 | 2,447,000 |
| Income tax | 420,000 | 856,000 |
| Net income | 740,000 | 1,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Tier 1 capital | 30,188,000 | 31,049,000 |
| Total capital | 32,791,000 | 33,699,000 |
| Risk-weighted assets | 207,250,000 | 211,214,000 |