Call reports 2011
SELECT BANK & TRUST COMPANY — 2011
What SELECT BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 197,653,000 | 199,149,000 | 208,592,000 | 214,962,000 |
| Total loans | 151,476,000 | 157,139,000 | 162,686,000 | 170,022,000 |
| Allowance for loan losses | 2,389,000 | 2,697,000 | 2,899,000 | 2,925,000 |
| Securities available for sale | 25,718,000 | 22,476,000 | 23,534,000 | 26,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,562,000 | 160,493,000 | 163,032,000 | 165,699,000 |
| Interest-bearing deposits | 139,960,000 | 145,868,000 | 144,424,000 | 147,336,000 |
| Noninterest-bearing deposits | 15,602,000 | 14,625,000 | 18,608,000 | 18,363,000 |
| Equity capital | 19,189,000 | 19,678,000 | 27,039,000 | 27,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,269,000 | 4,624,000 | 7,020,000 | 9,426,000 |
| Interest expense | 710,000 | 1,401,000 | 2,030,000 | 2,586,000 |
| Net interest income | 1,559,000 | 3,223,000 | 4,990,000 | 6,840,000 |
| Noninterest income | 144,000 | 316,000 | 559,000 | 811,000 |
| Noninterest expense | 1,027,000 | 2,093,000 | 3,230,000 | 4,337,000 |
| Provision for loan losses | 300,000 | 650,000 | 970,000 | 1,600,000 |
| Pretax income | 376,000 | 865,000 | 1,392,000 | 1,892,000 |
| Income tax | 122,000 | 289,000 | 457,000 | 611,000 |
| Net income | 254,000 | 576,000 | 935,000 | 1,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,587,000 | 17,919,000 | 25,168,000 | 25,523,000 |
| Total capital | 19,469,000 | 19,856,000 | 27,173,000 | 27,630,000 |
| Risk-weighted assets | 150,076,000 | 154,209,000 | 159,490,000 | 167,717,000 |