Call reports 2010
SELECT BANK & TRUST COMPANY — 2010
What SELECT BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 176,710,000 | 183,737,000 | 188,277,000 | 193,904,000 |
| Total loans | 129,826,000 | 135,215,000 | 142,388,000 | 146,151,000 |
| Allowance for loan losses | 1,779,000 | 1,941,000 | 2,158,000 | 2,123,000 |
| Securities available for sale | 26,359,000 | 26,053,000 | 26,169,000 | 26,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,670,000 | 144,034,000 | 148,373,000 | 153,143,000 |
| Interest-bearing deposits | 124,048,000 | 129,177,000 | 134,013,000 | 138,217,000 |
| Noninterest-bearing deposits | 12,622,000 | 14,857,000 | 14,360,000 | 14,926,000 |
| Equity capital | 17,725,000 | 18,086,000 | 18,608,000 | 18,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,994,000 | 4,099,000 | 6,327,000 | 8,611,000 |
| Interest expense | 746,000 | 1,427,000 | 2,111,000 | 2,836,000 |
| Net interest income | 1,248,000 | 2,672,000 | 4,216,000 | 5,775,000 |
| Noninterest income | 100,000 | 241,000 | 392,000 | 545,000 |
| Noninterest expense | 923,000 | 1,875,000 | 2,867,000 | 3,878,000 |
| Provision for loan losses | 210,000 | 420,000 | 680,000 | 1,000,000 |
| Pretax income | 229,000 | 628,000 | 1,097,000 | 1,531,000 |
| Income tax | 78,000 | 221,000 | 385,000 | 517,000 |
| Net income | 151,000 | 407,000 | 712,000 | 1,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,032,000 | 16,301,000 | 16,616,000 | 17,323,000 |
| Total capital | 17,740,000 | 18,058,000 | 18,467,000 | 19,237,000 |
| Risk-weighted assets | 136,233,000 | 140,398,000 | 147,749,000 | 152,911,000 |