Call reports 2008
SELECT BANK & TRUST COMPANY — 2008
What SELECT BANK & TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 114,013,000 | 120,180,000 | 123,387,000 | 135,952,000 |
| Total loans | 85,813,000 | 87,382,000 | 95,865,000 | 100,250,000 |
| Allowance for loan losses | 1,097,000 | 1,110,000 | 1,132,000 | 1,212,000 |
| Securities available for sale | 23,272,000 | 26,134,000 | 21,591,000 | 21,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,358,000 | 77,406,000 | 76,702,000 | 89,904,000 |
| Interest-bearing deposits | 65,845,000 | 69,735,000 | 68,870,000 | 81,290,000 |
| Noninterest-bearing deposits | 6,513,000 | 7,671,000 | 7,832,000 | 8,614,000 |
| Equity capital | 16,301,000 | 16,187,000 | 16,427,000 | 16,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,700,000 | 3,352,000 | 5,078,000 | 6,798,000 |
| Interest expense | 908,000 | 1,739,000 | 2,584,000 | 3,495,000 |
| Net interest income | 792,000 | 1,613,000 | 2,494,000 | 3,303,000 |
| Noninterest income | 79,000 | 150,000 | 196,000 | 245,000 |
| Noninterest expense | 519,000 | 1,086,000 | 1,721,000 | 2,261,000 |
| Provision for loan losses | 15,000 | 30,000 | 55,000 | 155,000 |
| Pretax income | 337,000 | 647,000 | 938,000 | 1,244,000 |
| Income tax | 107,000 | 198,000 | 286,000 | 388,000 |
| Net income | 230,000 | 449,000 | 652,000 | 856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,137,000 | 16,380,000 | 16,538,000 | 16,741,000 |
| Total capital | 17,234,000 | 17,490,000 | 17,670,000 | 17,953,000 |
| Risk-weighted assets | 89,473,000 | 92,330,000 | 98,255,000 | 103,457,000 |
Machine access — free, no API key
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