Call reports 2026
ROYAL BANK — 2026
What ROYAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 808,607,000 | 816,093,000 |
| Total loans | 551,553,000 | 563,832,000 |
| Allowance for loan losses | 8,329,000 | 8,475,000 |
| Securities available for sale | 40,015,000 | 40,198,000 |
| Securities held to maturity | 149,534,000 | 153,428,000 |
| Trading assets | 0 | 0 |
| Total deposits | 716,539,000 | 723,052,000 |
| Interest-bearing deposits | 518,775,000 | 523,852,000 |
| Noninterest-bearing deposits | 197,764,000 | 199,200,000 |
| Equity capital | 85,345,000 | 86,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 10,073,000 | 20,568,000 |
| Interest expense | 2,251,000 | 4,650,000 |
| Net interest income | 7,822,000 | 15,918,000 |
| Noninterest income | 1,098,000 | 2,287,000 |
| Noninterest expense | 5,393,000 | 10,768,000 |
| Provision for loan losses | 50,000 | 200,000 |
| Pretax income | 3,527,000 | 7,287,000 |
| Income tax | 625,000 | 1,289,000 |
| Net income | 2,902,000 | 5,998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 83,404,000 | 84,772,000 |
| Total capital | 90,013,000 | 91,642,000 |
| Risk-weighted assets | 526,730,000 | 547,720,000 |