Call reports 2024
ROYAL BANK — 2024
What ROYAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 733,793,000 | 738,634,000 | 740,410,000 | 766,608,000 |
| Total loans | 484,309,000 | 490,584,000 | 496,196,000 | 507,756,000 |
| Allowance for loan losses | 7,262,000 | 7,340,000 | 7,394,000 | 7,582,000 |
| Securities available for sale | 30,501,000 | 29,305,000 | 30,535,000 | 30,465,000 |
| Securities held to maturity | 144,163,000 | 152,668,000 | 150,791,000 | 150,560,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 651,131,000 | 655,578,000 | 656,189,000 | 682,202,000 |
| Interest-bearing deposits | 469,376,000 | 468,585,000 | 473,496,000 | 488,965,000 |
| Noninterest-bearing deposits | 181,755,000 | 186,993,000 | 182,693,000 | 193,237,000 |
| Equity capital | 76,287,000 | 76,596,000 | 77,463,000 | 77,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,248,000 | 16,886,000 | 25,736,000 | 35,006,000 |
| Interest expense | 2,188,000 | 4,629,000 | 7,132,000 | 9,589,000 |
| Net interest income | 6,060,000 | 12,257,000 | 18,604,000 | 25,417,000 |
| Noninterest income | 1,196,000 | 2,234,000 | 3,390,000 | 4,579,000 |
| Noninterest expense | 4,661,000 | 9,159,000 | 13,734,000 | 18,696,000 |
| Provision for loan losses | 0 | 80,000 | 170,000 | 370,000 |
| Pretax income | 2,595,000 | 5,252,000 | 8,090,000 | 10,930,000 |
| Income tax | 435,000 | 890,000 | 1,381,000 | 1,884,000 |
| Net income | 2,160,000 | 4,362,000 | 6,709,000 | 9,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,072,000 | 75,309,000 | 75,679,000 | 76,036,000 |
| Total capital | 81,008,000 | 81,362,000 | 81,774,000 | 82,712,000 |
| Risk-weighted assets | 473,227,000 | 482,659,000 | 486,030,000 | 532,897,000 |