Call reports 2022
ROYAL BANK — 2022
What ROYAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 726,550,000 | 726,586,000 | 728,629,000 | 745,127,000 |
| Total loans | 458,107,000 | 480,520,000 | 494,866,000 | 493,025,000 |
| Allowance for loan losses | 6,720,000 | 6,820,000 | 6,808,000 | 7,140,000 |
| Securities available for sale | 50,000,000 | 43,862,000 | 39,443,000 | 37,906,000 |
| Securities held to maturity | 147,328,000 | 150,225,000 | 149,111,000 | 147,773,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 644,154,000 | 645,588,000 | 651,696,000 | 666,873,000 |
| Interest-bearing deposits | 459,764,000 | 463,695,000 | 462,484,000 | 462,979,000 |
| Noninterest-bearing deposits | 184,390,000 | 181,893,000 | 189,212,000 | 203,894,000 |
| Equity capital | 70,543,000 | 71,769,000 | 72,453,000 | 74,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,749,000 | 11,937,000 | 18,274,000 | 24,981,000 |
| Interest expense | 227,000 | 492,000 | 832,000 | 1,337,000 |
| Net interest income | 5,522,000 | 11,445,000 | 17,442,000 | 23,644,000 |
| Noninterest income | 1,308,000 | 2,417,000 | 3,512,000 | 4,722,000 |
| Noninterest expense | 4,282,000 | 8,626,000 | 12,922,000 | 17,077,000 |
| Provision for loan losses | 120,000 | 235,000 | 275,000 | 655,000 |
| Pretax income | 2,428,000 | 5,001,000 | 7,757,000 | 10,634,000 |
| Income tax | 572,000 | 1,171,000 | 1,812,000 | 2,476,000 |
| Net income | 1,856,000 | 3,830,000 | 5,945,000 | 8,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,081,000 | 70,692,000 | 72,041,000 | 73,321,000 |
| Total capital | 74,700,000 | 76,555,000 | 77,949,000 | 79,380,000 |
| Risk-weighted assets | 448,422,000 | 468,106,000 | 471,727,000 | 483,607,000 |