Call reports 2021
ROYAL BANK — 2021
What ROYAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 659,634,000 | 665,033,000 | 682,828,000 | 707,159,000 |
| Total loans | 423,820,000 | 434,167,000 | 437,147,000 | 453,639,000 |
| Allowance for loan losses | 6,208,000 | 6,235,000 | 6,517,000 | 6,596,000 |
| Securities available for sale | 157,749,000 | 91,812,000 | 97,172,000 | 112,073,000 |
| Securities held to maturity | 6,012,000 | 74,279,000 | 73,848,000 | 88,615,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 579,144,000 | 585,055,000 | 600,514,000 | 626,604,000 |
| Interest-bearing deposits | 412,700,000 | 417,859,000 | 427,613,000 | 440,457,000 |
| Noninterest-bearing deposits | 166,444,000 | 167,196,000 | 172,900,000 | 186,147,000 |
| Equity capital | 65,682,000 | 68,125,000 | 70,054,000 | 70,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,660,000 | 11,937,000 | 19,131,000 | 24,891,000 |
| Interest expense | 312,000 | 595,000 | 869,000 | 1,120,000 |
| Net interest income | 5,348,000 | 11,342,000 | 18,262,000 | 23,771,000 |
| Noninterest income | 1,408,000 | 2,722,000 | 4,017,000 | 5,274,000 |
| Noninterest expense | 4,019,000 | 8,269,000 | 12,307,000 | 16,388,000 |
| Provision for loan losses | 0 | 30,000 | 310,000 | 390,000 |
| Pretax income | 2,737,000 | 5,765,000 | 9,662,000 | 12,267,000 |
| Income tax | 657,000 | 1,400,000 | 2,368,000 | 2,987,000 |
| Net income | 2,080,000 | 4,365,000 | 7,294,000 | 9,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,815,000 | 63,852,000 | 66,032,000 | 67,258,000 |
| Total capital | 66,759,000 | 68,994,000 | 71,338,000 | 72,794,000 |
| Risk-weighted assets | 394,256,000 | 410,265,000 | 423,238,000 | 441,837,000 |