Call reports 2017
ROYAL BANK — 2017
What ROYAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 375,593,000 | 374,715,000 | 406,647,000 | 414,950,000 |
| Total loans | 262,955,000 | 268,249,000 | 288,012,000 | 295,796,000 |
| Allowance for loan losses | 4,003,000 | 3,999,000 | 4,149,000 | 4,182,000 |
| Securities available for sale | 44,318,000 | 44,454,000 | 50,179,000 | 50,306,000 |
| Securities held to maturity | 30,352,000 | 29,488,000 | 32,103,000 | 30,069,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,455,000 | 320,130,000 | 347,256,000 | 355,166,000 |
| Interest-bearing deposits | 234,875,000 | 241,331,000 | 263,966,000 | 266,089,000 |
| Noninterest-bearing deposits | 85,580,000 | 78,799,000 | 83,290,000 | 89,077,000 |
| Equity capital | 38,663,000 | 39,304,000 | 43,252,000 | 43,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,593,000 | 7,326,000 | 11,439,000 | 15,659,000 |
| Interest expense | 216,000 | 438,000 | 688,000 | 952,000 |
| Net interest income | 3,377,000 | 6,888,000 | 10,751,000 | 14,707,000 |
| Noninterest income | 659,000 | 1,358,000 | 2,624,000 | 3,416,000 |
| Noninterest expense | 2,683,000 | 5,463,000 | 8,923,000 | 11,925,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 210,000 |
| Pretax income | 1,353,000 | 2,783,000 | 4,302,000 | 5,988,000 |
| Income tax | 427,000 | 891,000 | 1,302,000 | 2,101,000 |
| Net income | 926,000 | 1,892,000 | 3,000,000 | 3,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,880,000 | 37,353,000 | 41,129,000 | 41,449,000 |
| Total capital | 40,193,000 | 40,735,000 | 44,700,000 | 45,044,000 |
| Risk-weighted assets | 264,347,000 | 269,915,000 | 285,082,000 | 287,028,000 |