Call reports 2011
ROYAL BANK — 2011
What ROYAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 296,904,000 | 303,032,000 | 303,964,000 | 309,755,000 |
| Total loans | 194,675,000 | 196,791,000 | 198,983,000 | 196,336,000 |
| Allowance for loan losses | 1,699,000 | 1,600,000 | 1,699,000 | 2,794,000 |
| Securities available for sale | 45,776,000 | 50,011,000 | 49,198,000 | 48,300,000 |
| Securities held to maturity | 18,547,000 | 26,043,000 | 27,233,000 | 30,684,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,792,000 | 250,968,000 | 252,676,000 | 257,111,000 |
| Interest-bearing deposits | 210,181,000 | 212,424,000 | 213,386,000 | 212,690,000 |
| Noninterest-bearing deposits | 35,611,000 | 38,544,000 | 39,290,000 | 44,422,000 |
| Equity capital | 31,152,000 | 31,658,000 | 32,220,000 | 32,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,177,000 | 6,623,000 | 10,254,000 | 14,648,000 |
| Interest expense | 594,000 | 1,223,000 | 1,805,000 | 2,311,000 |
| Net interest income | 2,583,000 | 5,400,000 | 8,449,000 | 12,337,000 |
| Noninterest income | 12,869,000 | 13,366,000 | 14,075,000 | 14,842,000 |
| Noninterest expense | 2,036,000 | 4,235,000 | 6,652,000 | 9,015,000 |
| Provision for loan losses | 60,000 | 130,000 | 270,000 | 1,434,000 |
| Pretax income | 13,356,000 | 14,401,000 | 15,603,000 | 16,731,000 |
| Income tax | 5,158,000 | 5,458,000 | 5,825,000 | 6,144,000 |
| Net income | 8,198,000 | 8,943,000 | 9,778,000 | 10,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,139,000 | 28,427,000 | 28,803,000 | 29,054,000 |
| Total capital | 29,838,000 | 30,027,000 | 30,502,000 | 31,797,000 |
| Risk-weighted assets | 216,619,000 | 221,089,000 | 222,239,000 | 219,416,000 |