Call reports 2026
AMERICAN HERITAGE BANK — 2026
What AMERICAN HERITAGE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 148,982,000 | 153,231,000 |
| Total loans | 75,138,000 | 72,757,000 |
| Allowance for loan losses | 1,277,000 | 1,292,000 |
| Securities available for sale | 41,778,000 | 52,367,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 133,594,000 | 137,155,000 |
| Interest-bearing deposits | 80,842,000 | 83,042,000 |
| Noninterest-bearing deposits | 52,752,000 | 54,113,000 |
| Equity capital | 14,213,000 | 15,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,952,000 | 3,953,000 |
| Interest expense | 328,000 | 655,000 |
| Net interest income | 1,624,000 | 3,298,000 |
| Noninterest income | 170,000 | 305,000 |
| Noninterest expense | 888,000 | 1,736,000 |
| Provision for loan losses | 15,000 | 30,000 |
| Pretax income | 891,000 | 1,837,000 |
| Income tax | 221,000 | 457,000 |
| Net income | 670,000 | 1,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 16,490,000 | 17,201,000 |
| Total capital | 17,669,000 | 18,361,000 |
| Risk-weighted assets | 94,226,000 | 92,720,000 |
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