Call reports 2023
AMERICAN HERITAGE BANK — 2023
What AMERICAN HERITAGE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 124,465,000 | 124,033,000 | 131,619,000 | 128,363,000 |
| Total loans | 59,985,000 | 64,144,000 | 68,656,000 | 70,451,000 |
| Allowance for loan losses | 1,043,000 | 1,051,000 | 1,043,000 | 1,088,000 |
| Securities available for sale | 45,478,000 | 40,248,000 | 38,571,000 | 36,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,303,000 | 108,637,000 | 116,469,000 | 116,266,000 |
| Interest-bearing deposits | 72,503,000 | 70,742,000 | 73,064,000 | 75,866,000 |
| Noninterest-bearing deposits | 36,800,000 | 37,895,000 | 43,405,000 | 40,400,000 |
| Equity capital | 9,271,000 | 9,561,000 | 9,206,000 | 11,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,531,000 | 3,139,000 | 4,909,000 | 6,765,000 |
| Interest expense | 163,000 | 383,000 | 660,000 | 954,000 |
| Net interest income | 1,368,000 | 2,756,000 | 4,249,000 | 5,811,000 |
| Noninterest income | 129,000 | 259,000 | 392,000 | 530,000 |
| Noninterest expense | 746,000 | 1,543,000 | 2,326,000 | 3,050,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 150,000 |
| Pretax income | 785,000 | 1,491,000 | 2,319,000 | 3,155,000 |
| Income tax | 175,000 | 344,000 | 547,000 | 752,000 |
| Net income | 610,000 | 1,147,000 | 1,772,000 | 2,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,052,000 | 13,588,000 | 14,214,000 | 14,845,000 |
| Total capital | 14,093,000 | 14,639,000 | 15,257,000 | 15,933,000 |
| Risk-weighted assets | 83,339,000 | 86,126,000 | 91,352,000 | 90,305,000 |
Machine access — free, no API key
Every figure shown here about AMERICAN HERITAGE BANK — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.