Call reports 2022
AMERICAN HERITAGE BANK — 2022
What AMERICAN HERITAGE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 122,198,000 | 126,956,000 | 125,719,000 | 122,432,000 |
| Total loans | 59,015,000 | 57,698,000 | 61,627,000 | 57,259,000 |
| Allowance for loan losses | 1,020,000 | 991,000 | 1,002,000 | 1,050,000 |
| Securities available for sale | 51,782,000 | 51,293,000 | 48,830,000 | 49,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,926,000 | 117,512,000 | 117,238,000 | 112,839,000 |
| Interest-bearing deposits | 71,658,000 | 74,595,000 | 74,170,000 | 72,648,000 |
| Noninterest-bearing deposits | 39,268,000 | 42,917,000 | 43,068,000 | 40,191,000 |
| Equity capital | 10,546,000 | 8,745,000 | 7,679,000 | 8,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,030,000 | 2,138,000 | 3,435,000 | 4,872,000 |
| Interest expense | 74,000 | 148,000 | 225,000 | 336,000 |
| Net interest income | 956,000 | 1,990,000 | 3,210,000 | 4,536,000 |
| Noninterest income | 119,000 | 239,000 | 341,000 | 458,000 |
| Noninterest expense | 673,000 | 1,364,000 | 2,069,000 | 2,718,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 395,000 | 850,000 | 1,459,000 | 2,246,000 |
| Income tax | 74,000 | 163,000 | 293,000 | 469,000 |
| Net income | 321,000 | 687,000 | 1,166,000 | 1,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,101,000 | 12,216,000 | 12,696,000 | 13,306,000 |
| Total capital | 13,121,000 | 13,207,000 | 13,698,000 | 14,341,000 |
| Risk-weighted assets | 82,869,000 | 83,865,000 | 87,092,000 | 82,812,000 |