Call reports 2021
AMERICAN HERITAGE BANK — 2021
What AMERICAN HERITAGE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 113,327,000 | 118,892,000 | 123,660,000 | 121,751,000 |
| Total loans | 52,772,000 | 54,042,000 | 57,127,000 | 56,839,000 |
| Allowance for loan losses | 975,000 | 985,000 | 997,000 | 1,010,000 |
| Securities available for sale | 47,717,000 | 52,774,000 | 53,846,000 | 54,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,091,000 | 104,734,000 | 106,119,000 | 104,194,000 |
| Interest-bearing deposits | 65,510,000 | 66,859,000 | 67,427,000 | 66,996,000 |
| Noninterest-bearing deposits | 34,581,000 | 37,875,000 | 38,692,000 | 37,198,000 |
| Equity capital | 12,200,000 | 13,003,000 | 13,314,000 | 13,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 964,000 | 1,930,000 | 2,948,000 | 3,992,000 |
| Interest expense | 83,000 | 164,000 | 243,000 | 319,000 |
| Net interest income | 881,000 | 1,766,000 | 2,705,000 | 3,673,000 |
| Noninterest income | 200,000 | 399,000 | 602,000 | 743,000 |
| Noninterest expense | 644,000 | 1,306,000 | 1,980,000 | 2,590,000 |
| Provision for loan losses | 7,000 | 15,000 | 22,000 | 30,000 |
| Pretax income | 430,000 | 848,000 | 1,309,000 | 1,800,000 |
| Income tax | 94,000 | 175,000 | 257,000 | 361,000 |
| Net income | 336,000 | 673,000 | 1,052,000 | 1,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,222,000 | 11,558,000 | 11,938,000 | 12,325,000 |
| Total capital | 12,197,000 | 12,504,000 | 12,934,000 | 13,322,000 |
| Risk-weighted assets | 79,526,000 | 75,691,000 | 79,738,000 | 79,751,000 |