Call reports 2017
AMERICAN HERITAGE BANK — 2017
What AMERICAN HERITAGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 90,061,000 | 92,478,000 | 89,838,000 | 87,937,000 |
| Total loans | 50,434,000 | 54,513,000 | 53,104,000 | 51,823,000 |
| Allowance for loan losses | 812,000 | 864,000 | 773,000 | 786,000 |
| Securities available for sale | 26,798,000 | 24,319,000 | 24,177,000 | 24,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,069,000 | 72,721,000 | 69,986,000 | 73,027,000 |
| Interest-bearing deposits | 55,459,000 | 53,378,000 | 51,167,000 | 53,310,000 |
| Noninterest-bearing deposits | 18,610,000 | 19,343,000 | 18,819,000 | 19,717,000 |
| Equity capital | 9,251,000 | 9,767,000 | 10,023,000 | 10,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 933,000 | 1,910,000 | 2,939,000 | 3,958,000 |
| Interest expense | 68,000 | 145,000 | 239,000 | 341,000 |
| Net interest income | 865,000 | 1,765,000 | 2,700,000 | 3,617,000 |
| Noninterest income | 124,000 | 247,000 | 373,000 | 506,000 |
| Noninterest expense | 590,000 | 1,296,000 | 1,955,000 | 2,470,000 |
| Provision for loan losses | 15,000 | 25,000 | 80,000 | 140,000 |
| Pretax income | 367,000 | 678,000 | 1,025,000 | 1,498,000 |
| Income tax | 97,000 | 167,000 | 253,000 | 392,000 |
| Net income | 270,000 | 511,000 | 772,000 | 1,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,101,000 | 9,342,000 | 9,602,000 | 9,937,000 |
| Total capital | 9,913,000 | 10,206,000 | 10,375,000 | 10,723,000 |
| Risk-weighted assets | 66,577,000 | 70,698,000 | 69,599,000 | 63,843,000 |